Meet Your Broker

A quick overview so you know exactly who you’re working with.

Joby Ellington

Ryan Morris

Ryan Morris

Founding Senior Broker

Helping families make confident decisions about protecting the people they love.As an independent life insurance broker, I work with trusted national insurance carriers to help families find coverage that fits their needs, health situation, and monthly budget.I understand that choosing life insurance can feel overwhelming, especially when every company seems to promise something different. That’s why my approach is simple:Take the time to understand your situation, explain your options clearly, and help you make the decision that feels right for your family.Whether you are protecting a spouse, planning for final expenses, or simply wanting peace of mind, my goal is to make the process feel straightforward, comfortable, and pressure-free.

Helping Families Protect What Matters Most

Real client feedback from families across the country

Featured Reviews

He made the whole thing feel easy.
"Ryan was great. I didn’t know where to start with life insurance, but he explained everything without rushing me. Found me a solid plan that actually made sense for what I needed."— Linda T., Orlando, FL

One call changed everything.
"I had already talked to a couple of other companies and was getting nowhere. Ryan took the time to really listen, compared options from different carriers, and showed me a plan that was better and more affordable than anything I’d seen. I finally feel like I’m taken care of."— Thomas R., Albuquerque, NM

I was hesitant at first, but Ryan put my mind at ease.
"I’ve always been skeptical about handling important stuff like this over the phone. But from the beginning Ryan was patient, answered all my questions, and never made me feel pressured. He walked me through the details step by step and helped me pick coverage that gives me real peace of mind for my family. I’m really glad I reached out."— Margaret W., Asheville, NC

Helping families like yours make confident decisions about protecting the people they love.My job is to make life insurance simpler and easier to understand. Whether you’re exploring options for the first time or reviewing existing coverage, I’m here to answer questions and help you make a confident decision.No two families are exactly alike. That’s why I take the time to understand your situation and help you find protection that makes sense for your family, goals, and budget, while making the process as easy and transparent as possible.At Ellington Life, we work with leading national insurance carriers to help families find protection that fits their needs and long-term goals.

Helping Families Protect What Matters Most

Real client feedback from families across the country

Featured Reviews

I was skeptical at first.
"I honestly didn’t like the idea of giving out my personal info over the phone. But Joby made me feel comfortable right away. No pressure, straightforward, and found me a better option than what I already had."— Robbie H., Sarasota, FL

One phone call saved me weeks!
"I had already called several companies and was getting nowhere. Joby looked through multiple carriers and found something affordable that actually worked for me."— Arthur G., Round Rock, TX

Professional and easy to work with.
"Everything was explained clearly and I never felt pressured. The process was much easier than I expected."— Marilyn S., San Diego, CA

Request a Call

I understand that insurance is personal. If you have questions or would like a clear, side-by-side comparison of your options, simply leave your details below. I will personally reach out to you within a couple of hours.

Thank you

You’re all set.A licensed member of our team will reach out shortly to review your options and answer any questions.No pressure. Just honest guidance.In the meantime, feel free to read what other families have shared about their experience with Ellington Life.

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Share Your Experience

Thank you for trusting me with your family's protection. Your feedback helps others feel confident in securing their legacy. Please take a moment to share your thoughts on our process below.